Tag Archives: mortgage

Notary Public at Atlantic Beach, NY

Here I was driving on my way to or from a New York Notary Public assignment to process a mortgage in Atlantic Beach, NY, it was such a beautiful site. I’m glad that I received a call for this notary public mortgage closing job in Atlantic Beach, Long Island, NY the weather was beautiful & there was a nice cool wind blowing.

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Long Island Notary & Apostille Service

United States Court, Foley Sq, NYC, NYNew York & Long Island Traveling  Notary Public & Apostille Service.  I will respond to your call at any hours of the day.  I can travel to many areas of New York City (NYC) or Long Island (LI).  No job is too small or too large.  I can handle simple document or affidavit that requires a Notary Public signature & Stamp or a Notary Public raised seal (which is also call the embosser) or a larger job that requires multiple notary signatures & stamps such as on mortgage documents.

Services Available

  • Apostille
  • Power of Attorney
  • Loan Closing
  • Copy Certification
  • Child permission to Travel
  • Last Will & Testament

This is just a sample of the many types of documents that can be notarized. The fee schedule is posted on Notary & Apostille Service 

 If you need service you can schedule an appointment at 516.874.2882 or 718.569.7422

https://nynotaryforyou.com

Why use Notary & Apostille Service

Why use Notary & Apostille Service ?

  • Service: Notary & Apostille Service is here to serve your interest .
  • Experience: Notary & Apostille Service several years of experience helping clients with their unique Notary Public needs or Apostille requirements.
  • Low Rates: We’re always looking to give our clients the best possible rates. We do this by offering different options to get your job done.
  • Same Day Service: Notary & Apostille Service provide the type of service you require, Same Day or Next Day Service.
  • Free Shipping: We also offer free pick up & delivery service and it may also include FREE shipping & insurance.
  • Trust: Trust is something you get after having satisfied customers.  After we have proven our self, we have built our reputation that our clients know that Notary & Apostille Service is capable of doing the job that we are given. Notary & Apostille Service  show integrity in our operations & have a predictable expectation to our clients.  

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Certified Mobile Notary Public Mortgage Loan Signing Agent

Certified Mobile Notary Public Loan Signing Agent

A Certified Mobile Loan Signing Agent is a New York Notary Public with special skills in completing a witness closing and notarizing loan documents. They are are experience in various types of home mortgages such as purchase, refinance, reverse, CEMA, HELOC, modifications.

As a independent Signing Agent operates I own my own business and work independently. I am normally hired by mortgage lender, closing agent which can be an attorney, title or escrow agent. One of the main reasons for using a Certified Mobile Notary Public is that they provide their service around your busy schedule and come to your home or office so you don’t have to take off from work just to complete your mortgage documents. As a  Certified Mobile Notary Public Loan Signing Agent when I am finished getting the signature on the documents & notarizing it the documents are usually returned to the title or escrow company for processing.

New York Notary & Apostille Service is available to handle your notary and loan signing companies on Long Island’s Nassau & Suffolk County. My Professional Notary and Signing Agent Services include:

Real Estate Loan Signings in most town in Nassau & Suffolk Counties
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If you need my Mobile Notary Signing Services Now call now.
Alan Murray

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Windmill – Long Island Notary Public

Is a Notary Public like a windmill?

Traveling out to South Hampton, Long Island, NY to a mortgage signing

 

On one of many Mobile Notary Public trips on Long Island, I come across many beautiful landmarks. I travel anywhere business takes me, New York City or Nassau County of Suffolk County on Long Island. Notary & Apostille Service can also assist you in getting an Apostille stamp for your birth certificate, marriage certificate, educational records, power of attorney or any other type of document. Notary & Apostille Service can also provide a Certified Notary Signing Agent to close your mortgage loan documents.

Alan Murray ☺
NOTARY & APOSTILLE SERVICE
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What is a Traveling or Mobile Notary Public

A  Notary Public is a public officer that is commissioned by government authority. In New York Notary Public are appointed and commissioned by the Secretary of State for a term of 4 years.  A Mobile Notary Public or a Traveling Notary is just a Notary who like a visiting doctor will travel to your home or place of business to take care of your notary needs.

Mobile notary public performs the same service as the notary you’ll find at your local bank or Kinko’s store. Mobile notaries can provide higher level of personalized services that you can’t get at your bank. For instance if you’re in a hospital or home bound and you need a Power of Attorney notarized or you need to make a selection on your pension notarized, a mobile notary public will be the person to call. Many bank or even  the free notary at the town clerks office or City Hall will not notarize a document in a foreign language.

Not only do mobile/traveling notaries provide better personalized notary service, they are available during hours when most notary businesses are closed & gone for the day. Some mobile notaries work 24 hours a day, 7 days a week. They are always available to service your notary needs.

Since the mobile notary is traveling to you, they will usually charge you an additional fee for traveling. The fee the notary will charge varies according to the notary service area. If the notary has to travel far the price will be higher than what they will be charged for someone who is close by. Some notaries will only work a fixed area such as Lower Manhattan, SOHO, NOHO, Battery Park or certain counties, like Kings, Queens, Nassau or Suffolk. Also, the notary may have special fee rates for going to a hospital, jail or airport. They may also have a special rate for traveling after a certain hour or late at night. There is no standard fee for traveling so one notary fee maybe higher than another notary.

A Notary can also perform special services called Apostille processing. An Apostille document is one that is prepared to conform to the standards of the Hague Convention. Documents prepared in this manner are acceptable for use in countries that are signatories of the 1961 Hague Convention.

If a country was not a signatory to the 1961 Hague Convention then the document will have to be taken to the consulate of the foreign country to certify it for use in their country.

Each state has there own set of rules or laws that a notary must follow.  In some states a notary can marrying a couple. They could also sign a Will, and witness the signing of mortgages. Notaries who sign mortgages are called Notary Signing Agent.

A Notary Signing Agent is a Notary Public who specializes in signing various types of mortgage loans, such as Purchase, Refinance, Reverse Mortgage, Consolidation, Extension and Modification Agreement, CEMA. When a Notary passes a test demonstrating the knowledge of various papers that make up a mortgage loan, he is called a Certified Notary Signing Agent. Mortgage witness signing Notaries are also required to have a background check, some state require a background check as a requirement to become a notary.

In addition the state requirement for insurance some title companies, banks, etc require the notary to have Error and Omission Insurance. This insurance is to protect the  notary public against any negligent and honest mistake up to the policy limit. This insurance is call Errors & Omission Insurance, (E & O insurance).  Many  title, escrow or lenders are now requiring notaries to have an error and omission policy of $100,00 to be an approved independent contractor. There is also an insurance called signing agent error and omission insurance policy. This insurance is for when the notary makes an error on part of a mortgage document that is not related to the notarial signing.  Some states also require the  notary to be Bonded.  Most states require a Notary Bond to protect the public & State — not the Notary so the public can recover any damages for failure of the notary to discharge their duties notary, This Bond is also called Surety Insurance.

Notary Signing Agents get their work assignments from title companies, banks, escrow companies, loan modification companies and settlement companies. Many times there is a middle man between the bank & the notary. These Signing Companies get assignments from the sources mentioned above.  Because they act as the employment agency assigning jobs to notaries who are registered with them. They also take part of the fee that the notary would have received had the notary received the assignment directly from the bank or source.

Mobile notaries are pretty easy to find. Just go to you favorite search engine and search for mobile/traveling notary & use your town, (e.g. long island mobile notary public ).  Or you can search for the type of service you require, (e.g.  traveling notary apostille copiague ny) you’ll find me there on page one or two of Google.

Can you make a living as a notary. Yes. But more on that in our next blog.

Alan Murray
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